Author Archive

02 Jun 2011 What’s a Senior To Do?!
 |  Category: Downsizing  | Leave a Comment

With the real estate market plunging, we can no longer count on the equity in our homes to be the resource we thought it would be to cover our needs in our really old age. The following article from Smart Money, lists options for seniors when considering what to do about this dilemma. This hits home with me as I consider how we could make this present over-large house perhaps provide a rental unit to subsidize our future needs. This would entail some drastic downsizing without even relocating as we try to eliminate the sprawl of stuff which has spread into rooms we don’t use. For us, our idea of luxury is having more space than we need, so that we can designate areas for each of our special interests such as a room for crafts and sewing and a room for technology where the computers reside. If we were to contract our space, the remaining rooms would have to take on multiple functions. It can be done and the economy may provide just the motivation needed.

Popularity: 1% [?]

22 Apr 2011 How Do I Sell It?
 |  Category: Downsizing  | Leave a Comment

The calls are starting…people looking for help with emptying their parent’s house. We always have to explain to them that we do not buy and sell the contents of homes, but, instead, are master planners of the whole process…in other words, Senior Move Managers. In our local area we feel comfortable making arrangements with estate liquidators that we know and trust, but outside our local area, we can’t do too much to help other than provide general advice.  One caution we do give is to adjust your expectations downward when selling the contents. The market has changed greatly in the last three years. Here is an article about what is going on. Downsizing Boomers Looking to Sell Their Stuff – SmartMoney.com.

As members of the National Association of Senior Move Managers, we abide by their Code of Ethics and Standards of Practice. We have been carefully screened for carrying the correct insurance coverages and take training courses to continually upgrade our professionalism.

Popularity: 2% [?]

22 Apr 2011 Downsizing the Basement
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Now that Spring is more or less here, this is the time I am the bravest about venturing into the far corners of basements. Finally, someone has got beyond the paralyzing fear of what might come creeping or crawling out of the dark recesses of the basement and gives us step by step instructions about how to do it. C. Dianne Zweig – Kitsch ‘n Stuff: How To Clean Out Your Parents House: Organizing The Basement. As for my own basement – it is pretty empty except for what my husband puts there. It has low headroom and lots of spider webs, although I seem to have outgrown my fear of them. In other people’s houses, the basements seems to be stocked with ancient jars of pickles and other home-canned items plus all the paraphernalia required to produce them.

Popularity: 9% [?]

18 Mar 2011 It’s 10 O’clock: Do You Know How Your Parents Are?
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Elderly parents become very good at masking their mental deterioration. As long as familiar routines and surroundings prevail they can keep up a good front. It wasn’t until my husband’s mother was hospitalized that we discovered that his father had never learned how to use a phone with a touch pad. His wife had been doing all the dialing while he listened in on an extension. All day he had been home alone unable to call anyone to tell them about Mother being in the hospital. It was only when my husband happened to call him that the word got out about the situation.

  • Are both of your parents able to use a modern phone, especially a cell phone?
  • Will you or someone else check in with them daily if you have doubts about their abilities?

Popularity: 9% [?]

10 Feb 2011 Stress – It’s All In The Family
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You never really know a person until you share an inheritance with them!

(from “Who Gets Grandma’s Yellow Pie Plate”)

Trying to bring people together to discuss the distribution of personal possessions, whether due to downsizing or following a death, holds a wealth of stressors besides the circumstances. The way individuals perceive events and the way they react can bring some unanticipated results.

Anyone who has more than one child knows the truth of individual personality differences. The same set of circumstances may be interpreted in different ways by family members. I have heard all too many stories about brothers and sisters who have broken off relationships because of the way the distribution was handled. Lawyers have told me that it’s often the items of sentimental value rather than monetary value that cause the greatest strife. Let’s look at what might be behind this.

There is a  model for describing observable behavior that has been around for more than twenty five years known as “D.I.S.C.”. the letters stand for distinct characteristics.

  • D stands for Dominance. This person is apt to make decisions quickly and be impatient.
  • I stands for Influence. This person is apt to make decisions based on emotion or “gut feeling”.
  • S stands for Supportiveness. This person is apt to be slow and deliberate in making decisions.
  • C stands for Conscientiousness. This person is apt to be analytical and want lots of information before making a decision.

The four types can be further grouped by whether they are:

  • Fast-Paced or Slower-Paced
  • Task-Oriented or People-Oriented

The characteristics seem to be somewhat hard-wired into us from birth but,with some training, anyone can learn to modify or adapt their natural responses to meet the needs of a different person or situation.

Popularity: 20% [?]

19 Jan 2011 You Never Know What You Might Find
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September 2010

Check every cupboard when you’re moving, selling a house, or settling an estate. Last year an English auctioneer was asked to look over items in a house whose owner was moving to a nursing home. In the kitchen cupboards, he found a pair of rare English porcelain sauceboats. They were slightly damaged and stained pieces of Chelsea porcelain marked with the early blue triangle mark used from 1745 to 1749. The pair sold for almost $79,000.

English porcelain sauceboats

Photo Source: Antiques Trade Gazette, sold at Frank Marshall

Source: Kovel’s Komments January 12,2011

Popularity: 2% [?]

17 Jan 2011 Every Town Has One
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The article in the Bangor Daily News today:Town has to do the clean up reminds me of how often, when I tell someone what I do for a living, there comes forth a story of a neighbor or a family member whose collecting has gotten way out of hand. The person with “The Collection” is usually adamant that everything  they’ve accumulated is valuable and is, in fact, resource material. It probably started out that way. Usually it is a male with such a hoard of stuff. They have so many ideas of possible uses for the things they bring home and they are sure that there will be a market for what ever they produce. In the article in the Bangor Daily News, it is an artist of sorts that the town has run out of patience with. It’s hard to draw the line between what is an actual creative endeavor and what is pack rat activity that is getting out of hand.

Popularity: 40% [?]

15 Dec 2010 The Gift of Christmas Presence
 |  Category: Downsizing  | Leave a Comment

Perhaps the best gift you could offer your elderly parent or friend is not one wrapped in paper but the gift of being fully present while you are with her. That means the cell phone , the iPod, the laptop are all turned off and put away and your full attention is given to her and you listen, really listen to what she has on her mind.

  • Ask her for her stories. Every item in her home has a story attached to it. This is especially true of Christmas decorations. Find out their history. Ask if there are any special ornaments she wants to go to particular people someday.
  • Ask her about the cards she’s received. There may be cards she no longer receives because the ones who sent them have passed away. She may want to tell you about them. Ask her for her memories of friends and family members at Christmases in the past.

Being wholly present and attentive to your parent or friend is a wonderful way to build or re-establish trust. This could be the basis for future conversations you may need to have with her about changes she may face in the future.

Popularity: 2% [?]

28 Nov 2010 Helping Your Newly-Widowed Parent
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For awhile after my husband’s father died, we feared that his widow was soon going to follow him. They had been married for over sixty years. For almost a month all she seemed to want to do was sleep and she was apathetic to her family’s questions and suggestions about what to do next with her life. Eventually she snapped out of it and became interested in life and far more energetic. In hindsight, what we now realize, is that being his care-giver had taken a tremendous toll on her, plus she needed to adjust internally to her new situation.

Grieving is a process. Generally there are three stages of grief: the initial shock, the experiencing of the emotions, and the recovery.

In the first stage of grief, the initial shock, everything seems chaotic to your parent. There is an inability to function. Decision-making is beyond her. At this point she needs to have things done for her. This is a time to help with the mail and the paperwork and coordinate the efforts of others.

  • Collect the needed papers right away. Locate deeds, bank books, investment account statements, insurance policies, Social Security information, birth and marriage certificates, military papers,  and the will if there is one.
  • Arrange to have funds available, if necessary.
  • Notify the Social Security Administration, insurance companies, employer, any union or professional organizations, creditors, financial institutions, and any others you can think of.
  • Organize the papers of the deceased and put them in a safe place to be dealt with later.

In the second stage of grief – dealing with the emotions, be prepared for this to take a long while as your parent processes all the ways that life has changed.

  • Be prepared to help your parent with “firsts” such as the holidays which will likely bring new pain.
  • Provide for help with daily money management.
  • Offer to help with organizing the papers and possessions of the deceased parent.
  • If possible, avoid moving your parent out of the family home during the first year.

 

In the third stage of grief – the recovery, your parent may become more ready and willing to deal with the possessions of the deceased spouse.

  • There may be ways to honor the person through the choices you make such as donating items to organizations that were important to him or her.
  • You could create a memory book of photos and family stories.
  • You might hold a yard sale with the proceeds going for something that was significant to your parent.
  • Don’t be in a hurry to discard the deceased’s possessions. Watch for readiness on the surviving parent’s part.

As much as possible your family should be involved with helping your parent go through all the changes the death of a spouse entails. Sometimes the services of a professional organizer might be what is needed for coordinating the process for the family.

Popularity: 100% [?]

28 Nov 2010 What Are They Thinking?!
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When you have a parent who collects things and can’t or won’t get rid of any of them even when it endangers their safety, you wonder why they behave this way. There are several thought processes that may  be at work here.

If your mother keeps everything, then she can avoid the anxiety of making a decision. She’s thinking “what if I throw this out and I need it some day”.

She may have developed extreme emotional attachments to her things. Her things are more like extensions of herself. If she was to get rid of the item it would be like  letting go of a part of herself. Her things re-enforce her identity. You may not value the little dress she made for you when you were eight years old, but for her it is a reminder of when she was young and vital and needed.

She might have trouble with categorizing. You, as a non-hoarder, see similarities and can group items together. Your mother, however, sees only the ways things are different and baffles you with the ways she creates piles of paperwork and other things that make no sense to anyone else.

So, what can you do? Start by listening. Engage your parent in a discussion where you listen more than talk. Let your mom tell you the history of the items and what she thinks she might do with them someday. Just let her talk without offering your own evaluations. You are creating a relationship hopefully based on trust.

Popularity: 8% [?]